Privacy & Guard Insurance Brokers
On the 21st December 2001, a new legislative regime took effect to regulate the way businesses and government bodies handle your personal information. We would like to tell you about Guard Insurance Brokers approach to information privacy.
Personal information is essentially information or an opinion about a living individual whose identity is apparent or can reasonably be ascertained from the information.
How Your Personal Information is Used and Disclosed
We respect your privacy and are committed to protecting your personal information, so we only collect the information that we require to provide and market our services to you Guard Insurance Brokers needs to collect personal information directly from yourself to be able to establish and determine the correct insurance cover for your needs. Guard Insurance Brokers also needs to identify you/your company from other individuals assuming your identity who are attempting to gain unauthorised access to your personal information and accounts.
Before Guard Insurance Brokers collects any personal information about yourself or your company we must always identify ourselves by name and state the company we are employed by, being Guard Insurance Brokers. Guard Insurance Brokers must also advise yourself of the purpose of the collection of your personal information. You can choose at any time not to disclose your information to us, but please bear in mind this may hinder the service we are trying to provide to you. You will only ever be asked for information that is relevant.
If Guard Insurance Brokers needs to collect information about yourself, or your company, from a third party we will always approach you for the authority to do so. We will ask you to sign a consent form allowing us to access this information. Guard Insurance Brokers will not use or disclose personal information that is unrelated to our services, nor will we sell your information to a third party.
Sometimes we are required, or authorised, by law to disclose your personal information. We may disclose your personal information to a Court in response to a subpoena, or to the Australian Taxation Office following a direction issued under taxation laws.
Guard Insurance Brokers must take reasonable steps to make sure that the personal information it collects, uses or discloses is accurate, complete and up to date.
Guard Insurance Brokers regards as the highest priority the security of your personal information. With this in mind we have procedures in place to guard your information. Guard Insurance Brokers computer systems are protected by firewall software, which will deny access to unauthorised people trying to access our servers from an outside connection. All computer workstations are password protected.
Access to Personal Information
You have the right to access personal information which Guard Insurance Brokers collects and holds about you relating to your business transactions with this company. If you would like to access any personal information we hold about you, or you would like more information on our approach to privacy, please ask us. Guard Insurance Brokers may refuse you access to your personal information in a number of circumstances, for which we will always explain the reason why you have been refused access.
Some of These Reasons Include:
- The information may relate to an existing or anticipated legal proceedings with you.
- Denying access is required or authorised by law
- When the request for access is regarded as frivolous or vexatious
Guard Insurance Brokers does not use Commonwealth identifiers as a means by which to prove your identity. These Commonwealth identifiers include identification numbers such as your Tax File Number or Medicare Number.
- Ethnic or racial origin
- Political opinions
- Membership of a political association
- Religious beliefs or affiliations
- Membership of a professional or trade association
- Membership of a trade union
- Sexual preferences or practices
- Criminal record
To enable Guard Insurance Brokers to give you the best possible service we may require sensitive information from yourself. You will always be told of the reason why this information is collected and you have the right to refuse, although this may affect the service we are trying to provide to you..
Updates to this Policy
Guard Insurance Brokers constantly reviews its policies and procedures to stay up to date with changes in the law, technology and market practice. As a result of these changes we may change this policy to reflect the relevant changes without further notice.